American Integrity Insurance Group, Inc. (AII) on Decifer

Decifer ranks AII number 79 of 274 tracked names on durable business quality.

Why it ranks here

• It earns strong returns on the money it puts to work, around 38% and those returns have been improving and it turns most of its profit into real cash.
• Revenue is growing about 35% a year, profits grew 198% over the past year, and growth is speeding up, not slowing down.
• It keeps a high share of every sale as profit, with profitability widening as it grows.
• It is riding an active market tailwind and has the balance sheet to fund its growth.
• It is not watering down its owners with new shares.
• Its profit margin and growth are both unusually high right now compared to its own history, the kind of combination that often fades once conditions normalize.
• Strong returns around 38% with profits up 198% look good, but margins that often fade and momentum of 25 out of 35 with no reason to grow limit it.

The current read

The evidence on AII lines up on the supportive side: the intelligence feed flags this name as connected to what is moving markets now. The independent signals we track are telling the same story.

Themes

• Specialty & E&S Insurance Hardening: Climate-driven catastrophe losses and complex emerging risks are pushing coverage out of admitted markets into a hard-pricing specialty and E&S market growing above the broader P&C industry.

Read the full AII research brief · See all quality rankings

Intelligence data powered by Decifer. Not financial advice. For informational purposes only.