Enova International, Inc. (ENVA) on Decifer

Decifer ranks ENVA number 60 of 277 tracked names on durable business quality.

Why it ranks here

• It earns strong returns on the money it puts to work, around 247% and those returns have been improving and it turns most of its profit into real cash.
• Revenue is growing about 19% a year and profits grew 58% over the past year.
• It keeps a high share of every sale as profit.
• It is riding an active market tailwind but its balance sheet leaves little room to fund growth.
• It is not watering down its owners with new shares and it returns cash to shareholders.
• Our durability check found pressure on this name, which costs it a few points.
• Strong returns around 247% with revenue up about 19% a year and profits up 58% and momentum of 25 out of 35 are attractive, but a stretched balance sheet and no clear reason to grow cap it.

The current read

The evidence on ENVA lines up on the supportive side: a live market force supports this name through its theme connection. The independent signals we track are telling the same story.

Themes

• Fintech: Enova International, Inc. operates in financial - credit services. That places it inside the Fintech story.

Read the full ENVA research brief · See all quality rankings

Intelligence data powered by Decifer. Not financial advice. For informational purposes only.