Heritage Insurance Holdings, Inc. (HRTG) on Decifer

Decifer ranks HRTG number 74 of 270 tracked names on durable business quality.

Why it ranks here

• It earns strong returns on the money it puts to work, around 32% and those returns have been improving and it turns most of its profit into real cash.
• Revenue is expected to grow about 4% a year, profits grew 215% over the past year, and growth is speeding up, not slowing down.
• It keeps a high share of every sale as profit, with profitability widening as it grows.
• and has the balance sheet to fund its growth.
• And it returns cash to shareholders.
• Returns around 32% and profits up 215% show quality, but with revenue growing only 4%, no funded role, and momentum of 22 out of 35, growth is already priced in.

The current read

The evidence on HRTG lines up on the supportive side: the intelligence feed flags this name as connected to what is moving markets now. The independent signals we track are telling the same story.

Themes

• Specialty & E&S Insurance Hardening: Climate-driven catastrophe losses and complex emerging risks are pushing coverage out of admitted markets into a hard-pricing specialty and E&S market growing above the broader P&C industry.

Read the full HRTG research brief · See all quality rankings

Intelligence data powered by Decifer. Not financial advice. For informational purposes only.