LendingClub Corporation (LC) on Decifer

Why it ranks here

• It earns strong returns on the money it puts to work, around 16% and those returns have been improving.
• Revenue is expected to grow about 16% a year, profits grew 157% over the past year, and growth is speeding up, not slowing down.
• It keeps a high share of every sale as profit, with profitability widening as it grows.
• and has the balance sheet to fund its growth.
• We do not have a clean read on how it is run yet.
• Our durability check found pressure on this name, which costs it a few points.

The current read

The evidence on LC lines up on the supportive side: the intelligence feed flags this name as connected to what is moving markets now. The independent signals we track are telling the same story.

Themes

• Fintech: LendingClub sits in the ai lending layer of the Fintech story.

Read the full LC research brief · See all quality rankings

Intelligence data powered by Decifer. Not financial advice. For informational purposes only.