PayPal Holdings, Inc. (PYPL) on Decifer

Decifer ranks PYPL number 120 of 270 tracked names on durable business quality.

Why it ranks here

• It earns solid returns on the money it puts to work, around 15% and those returns have been improving and it turns most of its profit into real cash.
• Revenue is growing about 4% a year and profits grew 35% over the past year.
• It keeps a high share of every sale as profit, and that has stayed steady over the years, a sign of real pricing power.
• It is riding an active market tailwind and has the balance sheet to fund its growth.
• It is not watering down its owners with new shares and it returns cash to shareholders.
• Revenue growing just 4% and no funded role cap the potential of 15% returns and 35% profit growth.

The current read

The evidence on PYPL lines up on the supportive side: a live market force supports this name through its theme connection. The independent signals we track are telling the same story.

Themes

• Digital Payments: Consumer and commercial payment volume is migrating structurally to digital rails, with cross-border e-commerce and emerging-market card penetration compounding double-digit annual growth.
• Digital Commerce Platforms: Consumer spending is shifting online across emerging and developed markets, with cross-border DTC commerce growing double-digits annually.

Read the full PYPL research brief · See all quality rankings

Intelligence data powered by Decifer. Not financial advice. For informational purposes only.