PayPal Holdings, Inc. (PYPL) on Decifer

Decifer ranks PYPL number 192 of 277 tracked names on durable business quality.

Why it ranks here

  • It earns solid returns on the money it puts to work, around 15% and those returns have been improving and it turns most of its profit into real cash.
  • Revenue is growing about 4% a year and profits grew 35% over the past year.
  • It keeps a high share of every sale as profit, and that has stayed steady over the years, a sign of real pricing power.
  • It is riding an active market tailwind and has the balance sheet to fund its growth.
  • It is not watering down its owners with new shares and it returns cash to shareholders.
  • Solid 15% returns and 35% profit growth show the business works, but revenue growing about 4% a year, no worldview role, and 10 out of 35 momentum leave nothing pulling it forward.

The current read

The evidence on PYPL lines up on the supportive side: a live market force supports this name through its theme connection. The independent signals we track are telling the same story.

Themes

  • Fintech: PYPL sits in the payments & bnpl layer of the Fintech story.

Read the full PYPL research brief · See all quality rankings

Intelligence data powered by Decifer. Not financial advice. For informational purposes only.