Temenos AG (TMSNY) on Decifer

Decifer ranks TMSNY number 91 of 270 tracked names on durable business quality.

Why it ranks here

• It earns strong returns on the money it puts to work, around 29% and those returns have been improving and it turns most of its profit into real cash.
• Revenue is expected to grow about 8% a year, profits grew 66% over the past year, and growth is speeding up, not slowing down.
• It keeps a high share of every sale as profit, and that has stayed steady over the years, a sign of real pricing power, with profitability widening as it grows.
• It is riding an active market tailwind and has the balance sheet to fund its growth.
• It is not watering down its owners with new shares and it returns cash to shareholders.
• Our durability check found pressure on this name, which costs it a few points.
• Returns of 29% and 66% profit growth mark quality, but momentum of 4 out of 35, durability pressure, and no funded role hold it back.

The current read

The evidence on TMSNY lines up on the supportive side: a live market force supports this name through its theme connection. The independent signals we track are telling the same story.

Themes

• Digitizing Financial Software & Compliance: Banks and consumers are replacing legacy financial systems with cloud-based software for core banking, tax, credit decisioning and health-savings administration.

Read the full TMSNY research brief · See all quality rankings

Intelligence data powered by Decifer. Not financial advice. For informational purposes only.